As much as I am not fan of centralised banks and would love to see crypto in place, I still get paid the traditional way – via EFT. So since having a bank account is a must, why not to get some benefits.
I joined ING Direct through invitation, got $50 cash into my account as bonus, 3% interest rate on my saving account, visa card and free withdrawals from ANY ATM for FREE in Australia. I don’t mention running fees, because first there are none and second I would not join a bank where I have to pay for letting someone using my money for investment (that’s what banks do). So where is the catch?
Well, if you want to keep getting 3% interest rate (combination of standard 1.5 + 1.5 bonus rate), you have to deposit $1000 every month onto your everyday account from another bank account. They don’t have branches, so you either have to get paid from your employee or use another bank account to move it there. You could easily set up automatic transfer of $1000 from one bank to another, if you don’t have additional $1000 to deposit every month, just saying. If you are old school and require a physical branch, than sorry you will have to pay for it in fees with another bank. This one is online only. As it is online, it has really user-friendly internet and mobile banking, so even a complete anti-talent could figure it out in few seconds.
All right, so that was my experience, but I promised $100 for free. Since banks need more money, they try to get more customers. Hence, there is promotion now to get $100 bonus cash for creating an account with ING Direct. Same thing which I have done for $50, they now offer for $100 and that’s for both inviter and invitee. So if you have five mins to get some extra cash for yourself and help me fund my trip around the world, set up an account using my promo code: ESV546. Don’t worry, you can always cancel your account should you decide you don’t want it.
So, before you jump the queue, please make sure that you fill the promo code during registration. Failing that will result in bonus for banks and not us.
Opening account is easy:
That’s it. Oh and I forgot to mention that they support now mobile payments too. If you would have any questions, I am message away. Peace.
Disclaimer: this promo applies for first 10,000 customers that apply. So, don’t leave it for tomorrow.
“With freedom comes responsibility.”
From early childhood we want to be independent, we want to do whatever we want, whenever we want. We don’t like other people telling us what to do and when to do it. A classic example is parents calling us for dinner, cleaning our room, doing our homework, etc. Now the reason why they tells us is, that they think or see reasons behind doing these things at the time. They might also see consequences of not doing these things based on what they experienced or saw during their own lifetime. Quite often they believe, that their experience and knowledge outweighs our own experience. While this might be true in a lot of cases, it is not a precedent to follow. We could have as much experience in certain areas as our parents, if not more. However, the point here is not to argue or create conflict between us and them, in order to prove whose theory or idea was right and result to a positive outcome. Instead, we should try to find understanding and common language between both of us. Finding the way of communicating ideas and sharing knowledge in a non-offensive / non-commanding way leads to gain of trust and mutual inspiration, instead of creating a feeling of one’s control over another.
If full trust is established between parent and child for that particular area of action, then the responsibility is passed onto the child, and parent naturally worries less about the child. If a child takes full responsibility of their actions and the outcome of the action is seen as positive by the parent, then the trust between parent and child gets stronger and deeper. If, however, the outcome is seen by the parent as negative, the parent might feel the need to take the responsibility back and provide a certain level of control over the child. They often call it protection. By nature, we want to protect those we love. Therefore as parents, we are taking responsibility for our children and their actions. In doing so, we are blindly preventing them from learning and growing, and we are making them dependent on us. The more dependent they are, the more control we have and the more secure we feel about them. As the child grows, the dependency lowers with their age, and as parents, we might start to feel powerless. If the kids grow in the direction we agree with, then we are happy and feel safe. However, if the destination is not aligned or in agreement with our belief, it creates conflicts, disagreements and very often breaks up our very precious family connection. It attacks our trust and relationship bond.
To provide a solution to this complex life process, we must put ego and our need of control aside. We must allow ourselves to be wrong, we have to let the child get hurt and learn on their own. We have to let them grow. Rather than being a commander, we must position ourselves as independent advisors, ensuring we listen to opinions and the needs of our child, while finding the right way of passing on our experience and knowledge in the least invasive way. We also must accept denial of learning from the child and respect their decisions. We can always raise questions that help our kids to understand their needs and desires better, but we should never force them to accept our beliefs. Creating space for questions helps us understand them better and empowers them too. We can help them understand and answer questions of what they are doing and why. This helps them learn quicker and grow. If they are allowed to be responsible for their actions, they can learn from them. If they fail to be responsible, we must be cautious not to rob them entirely of their responsibilities. This could be misused by the child and would allow them to be selective of their areas of responsibility, leading to reduced growth potential. Essentially, to truly express our love, we need to let them be fully responsible on their own. Is it easy? No. Is it worth it? Yes.
Now, while I focus on an example with a parent and a child, this exact same concept applies to our relationships with friends, community and society as a whole. We see irresponsible behaviour of others and we think that we will prevent it by putting laws and restrictions in place. By doing that, we create more dependency on others and prevent growth in each one of us. We tend to blame others for our own actions and often we don’t see our own faults at all. We often believe we are right and others are wrong.
However, if we allow ourselves to look at our own individual actions, we start to see their impact and we recognise our power associated with it. The more we practise this, the more aware we become. If the outcomes are positive, we feel strong and have a natural need to do more because we feel good about it. If the outcome is negative, we tend to change directions, topics or focus in general. However, we have a choice whether we continue to improve or let go. We also have a choice to be responsible or pass the responsibility onto others. The more actions we take on our own, the more responsibility we have and the more powerful we feel. There is no change without action. So if we want to see a change, a positive outcome, we must behave responsively. That is to face and deal with consequences of our actions, whether they are positive or negative. By doing so, we learn, we grow and we also inspire others around us. In the same way, we get inspired. This is a cycle that repeats over and over again, and if we become active participants of it, we start to see changes reflecting our desires and needs. The more people these changes affect, the longer it takes to get where we want to be. This is due to the different beliefs and needs of each one of us. We must learn patience in achieving those dreams and sometimes learn how to let go. We need to understand that the real value of our actions is in the journey, not the destination. We learn much more on the way, than at the end. So the concept of it all is really not rocket science. Yes, to practise it regularly might require energy and awareness, but the benefits we gain are far more valuable and help move us all forward.
I believe that the freedom and responsibility we let go of in the past, can be returned back to us as individual human beings with our own unique needs, ideas and dreams, by taking control of our actions and being fully responsible again.
I believe that by being more responsible, we not only improve our own life, but lives of us all.
Whether you share my beliefs or not, I would like to encourage you to think about what responsibility means to you and how you can improve your life and the lives of others. Whatever you give, will return back to you.
some time ago I came accross youtube video that inspired me to write down tips for wealthy life. Unfortunately, the video is down, so credits can’t be given but here are those 20 tips for us all to try :). Have fun with it!
1. save first, then spend what you can truly afford
2. study wealthy people / study role models
3. ask for help
4. do regular visualizations
5. make a joy list – treat yourself
6. stretch yourself – push your limits
7. get comfortable with money (have cash on hand)
8. give more than you pay for (constant improve)
9. attitude of gratitude (small things you have)
10. poverty is challenge not a problem, slowly but surely
11. old patterns of poverty (stealing paperclip, bills delayed)
12. stop wasting time on unimportant things
13. good ideas write down
14. practise positivity techniques
15. pay yourself (write yourself a check)
16. know your weaknesses
17. get in touch with your passion EVERY day
18. take the fear out of making money
19. charge what you’re worth (one screw for $300)
20. keep going (re-evaluate)
true wealth consist of whatever you value
source: https://www.youtube.com/watch?v=KG4MBZTDBo0 (link broken)
I came across this video and could not hold myself to listen to it several times and take a time to write down some notes. In my own unique way, I can relate to what he is saying from my own experience and I would love to share pitch points with others. Below the video are some important facts from this short clip I want to comment on.
Everything good that has happened to me, has happened as a direct result of helping someone else.
Some people believe, that good or bad things which happen to us, are results of luck or bad luck. How many times I have heard someone telling me, “oh you are so lucky“. How many times have I heard someone telling me “bad luck mate”. This type of response is not beneficial in any way to me. I strongly believe, that all good things happen to me, because of my previous actions and hard work. Contra that, I believe that bad things happen to me, so that I can learn a lesson and they are result of my previous decisions as well. When some people tell me, “you’re so lucky”, other words they are not acknowledging or don’t know about the hard work leading to that “lucky stage”. They tell me, that I have no control of where I am and why. The same concept applies to negative expeirence, where people tend to blame “bad luck” as a cause of unfortunate results. They tend to say that, because they don’t know or understands the actions that led me to this “failure”. They want to make me feel less guilty, so they blame “bad luck”. Unfortunately, this doesn’t help me at all. What I need is a feedback – both positive and negative. If I lose on battle, don’t come to me and say “bad luck mate”, instead come and say – you did well this this and this, but you were lacking this this this. In case you don’t know why I lost or did not perform that well, then throw questions at me instead? Did you practice that move before? Did you tried this technique yet? Did you plan? Did you practise enough? Questions, questions, questions, that help me or lead me to gain understanding on why things happened in that particular way. The same concept applies to positive outcomes and results. Instead of saying “you’re so lucky”, say “what did you do that help you get here?” or “what do you thing was the key factor to win?” or “How did you learn to do this move?”. These questions are not only guidelines and inspiration for you, they are key reassuring elements and feedback for me. Do you see the difference? This is very simple philosophy, which can be applied on daily basis and empower us all. Yet, it is poorly practiced, because it requires critical thinking that not many of us want to use. Simply, because it is easier not to. Well, I challenge us all – to take this approach instead and seek for questions and answers, because they help us understand, they help us GROW.
Staying away from drugs and alcohol.
This advice comes deeply from Danny’s experience. I did not come across drug use and alcohol addiction in my life, but I was involved in cultural phenomena called social drinking. Social drinking is a consumption of alcohol without consciously deciding, whether or not, you want it. In other words, you drink because others drink. You don’t ask yourself if you should or should not drink, if you want or you don’t want to drink, you simply – just do it. Now to realise impact of this, I undertook a 12 month challenge of not drinking any alcohol at all (please seek for Hello Sunday Morning project). It helped me to understand, how heavily is alcohol integrated into our society and cultural habits, how badly it impacts our health and how much money and opportunities are lost by being part of it. I am not mentioning this here, to make us quit drinking or to make us all believe, that there is only one good live and that is without alcohol. I mention this here, to bring back the critical thinking we all have, to help us realise what we do and why. Is this really our choice? or do we blame negative (or positive) outcomes onto others? Are we responsible for these choices or does it happen just because of our luck? I am not going to dive into drug topic, because everyone has different idea of how drugs are defined. However, seeking for questions and answer in what we do, why we do it and where could we be instead – that is my message to pass.
Education is the key to anything you wanna do.
When I hear Danny Trejo saying this sentence, my heart melts. I feel warm blood coming from my heart down through my body and circling all around. It feels so good to hear someone else thinking the same way. It is my strong believe, the more educated choices we make, the better outcomes are waiting for us at the end of our journey. To find the right balance between – having no education / information prior actioning at all – versus – to have enough knowledge for making the best decisions, that is the challenge we all have to deal with. There is a quote from Aristotle: “The more you know, the more you know you don’t know.” Sometimes, we are better off not knowing, because life seems to be much simpler that way. However, is the quality, great choices and decisions really hidden in not knowing? I personally believe, that knowing enough is essential and knowing everything is sometimes beneficial. I believe that by learning more about causes of my actions and decisions, I am preparing a ground for more sophisticated choices in future. By learning more, I am growing and that is the ultimate purpose of my life. I love to GROW.
What is your purpose of life?
I love challenges. They help me grow. Several studies confirmed that it takes 21 days to develop a habit. So if I can stick to one month challenges, I will be very happy and continue to grow.
So here is another one I would like to undertake. I’ll call it:
Q: What is the challenge about?
A: Start a day with half a lemon, two spoons of Bragg’s apple cider vinegar and 1 spoon of honey mixed in half a liter cup.
Q: What is a desired outcome?
A: lower expectations and avoid disappointment. Feeling good every day would be good start.
Q: Where am I right now?
A: I do drink lemon and water occasionally and I started to drink apple cider vinegar last week. However, I inconsistency occurs all the time, hence this challenge will help set up some habit and hopefully long run benefit.
Q: How I am going to achieve it?
A: Let’s put it into steps:
1. get a supply of fresh lemons on weekly basis, try Bragg’s at work and get a bottle for home use, get a supply for honey
(I prefer raw manuka honey, but normal would do too. Bragg’s vinegar is cool and some local farmer with lemons would be ideal.)
2. brush teeth at home and get to work few mins earlier to have start the day with warm mixture
3. on weekly basis, leave a comment here to monitor the progress
Prior taking on any challenge, it’s good to do some investigation and education
first to avoid any negative impacts. So here is an awesome article talking about lemon impact on enamel and also vinegar and pH factor. I will need to add some link later on for honey consumption and it’s impact.
I highly recommend everyone reading following article prior trying this challenge!
That’s it for now and I welcome anyone to share their feedback via private messages or e-mail.
I call this happiness in practise and its a technique based on various studies which?prove that application of several techniques can provide higher level of happiness and shifting mind perception into more positive state of functioning. This practise is inspired by TED talk from Shawn Achor and requires repetition of following tasks for 21 days:
As Bentinho would say, I just shifted myself into different projection of my consciousness timelessly. I did it without any effort and with thousands and millions activities or assumptions at the same time, although there is no time as such.
I am consciousness that’s listing through the pictures of parallel universes. Endless projections of all possibilities that has been already created. Anything I can think of or imagine, already exists. Every movement, every motion, every state of my mind, already exists. All I am doing is swapping the pictures in projector of what we call reality, that is projected by our consciousness.
My concept – tricking the mind:
Understanding concept of timeless reality brings the opportunity to what we call time travelling, in other words shifting to different reality. The hard part is to manifest the same exact picture we desire into our physical reflection, that we manifest and perceive. The easier way of doing it, is altering the perceived reflection and mapping it into our initial desire. That is a technique, I just came up with and I think can be very beneficial for all. One could call it tricking the mind, however it is all just a matter of view.
So an example for that could be perceiving a LOVE. Someone is missing being loved and truly desire it, wants it, needs it. Well, from the theory, there is no time and everything already exists. So one could be expecting the love in physical form, as representation of a human of?opposite gender, being present in the same picture of reality. It can just be being together, talking, holding hands, kissing, whatever. When this person is not present, the so called love can be seem as missing. In that case however, the love cab be also represented by a flower, by a voice, by a colour, by whatever we allow to create a feeling of love coming to us. Love is a feeling created unconsciously based on judgemental process of what we perceive. We believe, it’s the reflection of actions or things around us, but truly it is our inside chemical change of connections that causes it. All we do, is working out backwards the love is actually created by things around even though it is the other way around. We want to feel love, so we create / manifest things, people, colours that represents love to us. We do so, to make it easier to remember this state and reflect or recall it again whenever it’s needed. That being said, we can shift our mind to accept the love from whatever source we currently perceive. So the feeling of love does no longer have to be attached to being with other human, kissing or whatever, it can attached to anything we “see”. Hence, I call it tricking the mind technique. Have fun with it:).
Massaro’s trick – future to past:
One concept I would like to stress here from Massaro’s talk, is about shifting between realities. Because the picture of our current state of mind might seem so “far” from the picture of what we want to be, become or have, we can fasten the journey to get there by tricking our consciousness. The technique is called See it, feel it, be it. Using imagination, we can create an image of what we desire. By connection “physical” experience to this image, we can create “illusion” of experiencing what we haven’t manifested in present yet. Because our way of thinking is based on what we lack rather on what we have, it is good practise to grab this dream from far future and put it back to our past experience and create an event there. That can result into losing a need of having it in present, because you simply experienced it already or it can also get this vision closer to our BEing stage, our current manifestation.
The easy example can be using your previous experience. For example, for me to desire spinning on one hand for 5 rounds, I can close my eyes, picture it, put it in a past, consider it as it happened yesterday and also attached a feeling to it from the “real” event when I spinned only 2 rounds. By bringing “see” and “feel” together, I am convincing myself I can actually do it and hence it comes closer to reflect in “be” stage.
Massaro’s 3-days challenge:
It is not really challenge, but more of a stages that we are going through, when shifting to different reality. The bigger change it is against our insides alignment, the bigger challenges come along. First day is about dreaming and seeing our change. Defining the way we want to go, how does it differ from current stage. We feel very passionate about it, motivated and empowered. The day 2 brings challenges, questions, barriers, difficulties and basically anything that doubts?us. Is it really the way you want to go? It puts us into uncertainty. This stage can be long as one simple one off?event, or can take several months or years of a struggle or inside battle. It has only two outcomes. We either win or give up. The winning stage is keeping the hope and belief alive. The losing part is basically agreeing, that we are not in control of what we truly want or desire, or it was not what we truly wanted. With the winning part, comes day 3 aka celebration day. The day, when we enjoy our victory, we receive self assurance, strengthen our confidence, power and motivation to grow even more. This stage kicks us into new era of thinking and motivates us to reach out?next level of higher consciousness. Simply said, we grow.
This is my first book, I have willingly read on my own. It’s 50% reflection of my life and another 50% is inspiration for my better tomorrows. It teaches you three different concepts on how to approach your life, get a better experience and grow. It helps you find your own meaning of being alive.
I highly recommend everyone to read this book, even if you have difficulties with reading like me. I used to have difficulties with dysorthography, dyslexia and dysorthographia. ?However, where is a will, there’s a way and those are past for me. This blog is major tool that helped me overcome my difficulties related to writing and reading.
“Disgusted by the world we live in, disgusted by people’s behaviour all around the world,
I am questioning myself, how long will we survive, how long before I’ll write my last line.
Before that happens, I am asking more, both myself and all of you, how can we change this little time for better,
how to get rid of prejudice, hate and fear, all that bother us turn into dust.
How to find peace, love, happiness and serenity, the true meaning of all things around us,
how to bypass the unwritten rule of a system, that controls our time.
It’s not easy to find the answer, since simple there’s many ways,
but start with yourself first seems to be the way, after all the wise is the one, who always asks.”
This little piece was written after eight months me living in Australia, when my mind went through different stages of self realisation and development. It is the reaction to conflict between two cultural experiences (Czech and Australian) I was facing at that time. I came to realisation, that all we have around us is created us and only us. We have a choice what we wish to see and if we want to see the change, we have start with our own. Change brings actions and actions bring opportunities.